A better way to sell your house?

What’s more stressful than selling your home? Losing your job, being riddled with debt, experiencing a family break up, or all of the above? It just so happens that having to sell your property is usually as a direct result of all or one of these factors mentioned and you may be praying for someone to come along and buy your property for cash to get you out of the hole you are on.

For some time there has been pressure and an expectation to own your own home in this society: get on the property ladder and have a mortgage. But what happens when the mortgage becomes a noose around your neck? With the economic climate being as it is, the threat of redundancy is omnipresent. When it happens, the inevitability of running up debt just to survive and feed your family is inescapable and can lead on to greater problems like your marriage due to the high stress levels and constant worry looming over your heads.

It can feel like there is no where to turn and whilst it was once an exciting reality owning your own property, providing for your family and having those big plans, is it now a distant memory replaced with fear and anxiety. The DIY plans are put on hold, the garden landscaping axed and trying for another baby suddenly seems reckless. Whilst you are stressing about how to cover the increasing mortgage repayments you may be relieved to know that there are companies that allow you to sell your property and rent it back. This means you and your family get to stay where you are, the kids continue with the same school and there is no upheaval caused by moving. Plus you get to pay a reasonable rent rather than an extortionate mortgage, so perhaps some of those plans you had shelved can be dusted off and started again.

Things to Consider When Looking for a House Part 2

sell house for cashLast time we talked about considering the things that are important to finding an ideal home and that these things might have not have been considered. We looked at the importance finding the right location and how this is one thing that cannot be changed. This article will look at other key elements of finding and looking at any new potential home that you find to avoid any nasty surprises.

One big question on many people’s lips is ‘what potential does the house have?’ Many people are looking to develop their own house with an extension perhaps for a conservatory, porch or maybe even an additional bedroom. Look at other house in the street and see what they have done as this will give you an idea of the likelihood of getting planning permission for that extension.

You need to remember that the internal decoration of the property can be changed at any stage. Very few people move into to a new house they have just bought and keep it exactly that way that they bought it in, as people like to personalize it by putting their own stamp on it.

There are some people who really enjoy the sun, so for these people the way the house faces play a large part in what will be considered a good property or not. This is one thing that doesn’t change so it is important that this is something that is addresses right from the beginning. A rear garden that faces the right direction is for many people a deal breaker when it comes to choosing a house.

Another major consideration to a lot of people is the outside look of the property. It’s important that you like the look of the property. This is a very individual thing and what some people consider to be nice others would look to change. Many people do not really change the brick work of the building out the outside appearance except from the front garden.

If you don’t want a lot of work to do on the property a new build is probably what you want to be looking for. Yet for those of you who are looking for a bit more of a challenge and wanting to put your own stamp on it repossession is worth considering. Sometimes repossessed houses are a little worse for wear but that can be had at a bargain price.

To help eliminate additional stress of moving and starting a life else where many people have opted for a Quick Property Sale for Cash which enables them to get cracking on to the next big adventure. A Quick Property Sale can be just what you need to get you moving quickly in the right direction.

Buying a house – the process

cash for propertyThe economic downturn generally has a negative effect on society and is generally seen as a bad thing in the eyes of the public. Yet with all this going on there is some good news, houses prices have fallen and for those who have saved, this could be your time to snap up a bargain.

As property prices continue to fall houses become more obtainable and much more of a reality for many people. So what do you need to do to get the wheels in motion?

Step one would be all about how much you can afford. Speak to local mortgage lenders and give them an idea of your income, outgoings and any savings that you might have as this will have a reasonable impact on what money you can be lent and what house you will be able to afford.

Step two is choosing a house you like. Once the mortgage has been agreed then the fun part starts. Look around at everything on the market and see if that it offers all that you are looking for. Many first time buyers don’t get everything that they want so you may find you will have to make some sacrifices.

Step three requires getting a solicitor. This will mean that things are really in motion. This step is required to ensure that all legal requirements are met and fulfilled as to avoid and downfalls.

Step four is all about making an offer on the property. At this stage you have decided what you want and how much you can afford and it is now time to try and get a bargain. You don’t have to offer the full asking price you can offer less or even more.

Step five comes after your offer has been accepted. This is your chance to get a house survey done to find if there are any problems that you aren’t able to see just from looking at it. This might include such things as subsidence.

Step six means time to finalise your mortgage. Providing you are happy with the information received in the survey then this is your chance to close the deal.

Step seven is the exchanging of the contracts. This will ensure that all parties involved are happy and all systems are still moving forward.

Step eight requires organising the big move. Sorting all of the packing and getting the removal vans ready for the day you get the keys.

Step nine will all be about finalising the details of the contract. This is the last stop and once this have gone through then all is complete and you are ready to go.

These nine steps are just advice on the processes and procedures and are not set in stone. The orders in which they appear do vary depending on circumstances. Some people decide not to put their house on the market and instead choose a Sell House for Cash option or a Quick Property Sale as they do not have the luxury of time on their hands.

Things to Consider When Looking for a House Part 1

property for saleFor the majority of people buying a new house can be a very daunting concept. There are so many things to consider, some of which you haven’t even thought about. This two part article will look at a few of the main factors when looking to buy a property either as a home or as an investment.

The surroundings of the house is a very important factor. This really is one of the things that you can’t change about your house. It is well worth looking at how much space there is between surrounding houses. If there is a lot of space around you and it’s a new build property then you might find that the developers may still look to build future developments in front or behind your property so you may not keep the privacy that the house currently offers. Keeping privacy may also be an issue if the houses are already too close together. Not many people want the neighbors too close for comfort.

With a look at the surrounds in mind you need to access what the local area has to offer. There are some questions that you might want to ask yourself:

How far is it from the town? If you are looking for good nightlife then close to the town will be ideal, but for more peace and quiet then some where out of town will offer more solitude.

Are there any local schools? Many people looking to start a family will want to know if there are any schools and how far away are they. But for the people looking to retire might want to avoid areas where students pass through five days a week.

What about parking?
Some properties aren’t able to offer parking but there is always the opportunity to park on the road. Make sure that you check out the parking in the day as well as in the evening when everyone gets home from work to get an idea of how easy it’s going to be to park.

How far away is it from work? You need to remember that you will be commuting to work on a regular basis and that a house further away from work will add to the traveling time of each day going to and from work.

Another thing that people consider is the possibility of other family member’s locations. Some people choose to move closer to the family and some further away. After a week of traveling to and from work each day could you really face another trip to see the family?

Buying a house can be very stressful especially if at the same time you are trying to sell your own. Dealing with possible buyers for your house can be a nightmare. To avoid all of this hassle many people are turning to a Quick Property Sale through companies that offer a Sell House for Cash service which enables you to find a buyer and levitate the stress and grief from selling your home.